OH mortgage rates

Logan County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Logan County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Logan County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Logan County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Logan

A local view of the market.

Logan County, Ohio, offers a diverse real estate market characterized by a mix of rural and suburban areas. The median household value in the county reflects its affordability compared to urban centers, making it an attractive option for families and individuals seeking more space and a quieter lifestyle. The real estate market here is influenced by the county's scenic landscapes and the availability of larger plots of land, appealing to those interested in both residential and agricultural properties. The top cities in Logan County include Bellefontaine, which serves as the county seat and has a population of approximately 13,000 residents. Other notable cities are Russells Point and West Liberty, each contributing to the county's charm with their unique offerings and smaller populations. These cities provide a blend of community-focused living with access to local amenities and services. Living in Logan County is characterized by a balance between rural and suburban lifestyles. The county's economy is supported by industries such as agriculture, manufacturing, and retail, which play a significant role in local employment. The area's rural charm, combined with suburban conveniences, attracts people seeking a slower pace of life, more affordable housing, and opportunities for outdoor activities. Migration patterns often include individuals and families moving from more densely populated areas in search of a closer-knit community and the benefits of country living.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBellefontaineMapped market area
Area code13340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Logan County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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