OK mortgage rates

Logan County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Logan County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Logan County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Logan County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Logan

A local view of the market.

Logan County, Oklahoma's real estate market is experiencing a slight increase in home values, with the median home price at $255,000 as of October 2024, reflecting a 1.1% rise from the previous year. Homes in the county typically sell for an average of $153 per square foot and tend to go pending within 38 days. The county's most notable cities include Guthrie, with a population of approximately 11,000, and Crescent, which is home to around 1,500 residents. These cities serve as key residential and cultural hubs within the county, offering a blend of historical charm and modern amenities. Living in Logan County offers a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The area is attractive to those seeking a quieter, more spacious living environment, often drawing people from urban areas looking for more affordable housing and a slower pace of life. Key industries include agriculture, education, and healthcare, which support the local economy and provide employment opportunities for residents.

County snapshot

Market context.

OK

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaOklahoma CityMapped market area
Area code36420CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Logan County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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