CA mortgage rates

Los Angeles County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Los Angeles County, California. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Los Angeles County

Conforming Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

FHA Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Los Angeles County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Los Angeles

A local view of the market.

Los Angeles County, CA, has one of the most competitive real estate markets in the country, with median home values around $1200,000 in 2024. The demand for housing is fueled by its massive population and economy. Los Angeles, the largest city, has a population of around 3.9 million, while Long Beach and Glendale have populations of 466,000 and 196,000, respectively. Los Angeles County offers a highly urban-suburban lifestyle with a strong economy focused on entertainment, technology, and tourism. Known for its diversity, iconic landmarks, and career opportunities, the area attracts professionals, families, and creatives seeking the Southern California lifestyle.

County snapshot

Market context.

CA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLos Angeles-Long Beach-AnaheimMapped market area
Area code31080CBSA / MSA reference
Featured communitiesRedondo Beach · Burbank · GlendaleFrom the county record
Data year2026Aligned with this limit record
Redondo BeachBurbankGlendale
Top cities & communities

Communities to explore.

Redondo BeachBurbankGlendaleBaldwin ParkInglewoodCarsonBellflowerRosemeadWest CovinaWest HollywoodAzusaLa MiradaCulverMaywoodSanta ClaritaCudahyLancasterEl MonteAgoura HillsSanta MonicaLawndaleLa PuentePasadenaTempleLynwoodMontebelloWalnutLos AngelesCerritosNorwalkBellClaremontPico RiveraLa VerneSanta Fe SpringsDuarteSouth GateDowneyArcadiaGlendoraCalabasasDiamond BarPalmdalePomonaHuntington ParkComptonAlhambraLong BeachWhittierSan GabrielHawthorneLakewoodSan DimasLa Cañada FlintridgeLomitaCovinaParamountSouth PasadenaManhattan BeachSan FernandoGardenaMonterey ParkTorranceMonroviaRancho Palos VerdesBeverly HillsBell Gardens
Questions & Answers

Refinancing in Los Angeles County

Common questions about 2026 loan limits and refinancing opportunities in California.

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