TN mortgage rates

Loudon County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Loudon County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Loudon County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Loudon County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Loudon

A local view of the market.

The real estate market in Loudon County, Tennessee, is currently experiencing a seller's market, with the median home sold price reaching $494,509 in October 2024, marking an 8.8% increase from the previous year. The median price per square foot stands at $230, reflecting the county's growing appeal and competitive housing market. Loudon County encompasses several notable cities, with Lenoir City and Loudon being among the most prominent. Lenoir City, known for its proximity to Knoxville and the Tennessee River, has a population of approximately 9,000 residents. The city of Loudon, serving as the county seat, has a population of around 6,000, offering a blend of small-town charm and access to larger urban amenities. Living in Loudon County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is characterized by its scenic landscapes, including farms and open spaces, while also providing suburban comforts. Key industries include manufacturing and agriculture, attracting individuals seeking a quieter lifestyle with access to employment opportunities. The county's appeal is further enhanced by its strategic location near major highways, making it an attractive destination for those relocating from more congested urban areas.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaKnoxvilleMapped market area
Area code28940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Loudon County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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