Lycoming County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Lycoming County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Lycoming County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Lycoming County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
In October 2024, the real estate market in Lycoming County, Pennsylvania, saw a significant increase in home values, with the median listing price reaching $264,500, marking a 34% rise from the previous year. The average home value in the county was $220,462, reflecting a 2.1% increase over the past year. Lycoming County is home to several key cities, including Williamsport, Montoursville, Jersey Shore, and Muncy. Williamsport, the largest city, has a population of approximately 28,000, while Montoursville and Jersey Shore have populations of around 4,500 and 4,300, respectively. Muncy, a smaller borough, has about 2,500 residents. Living in Lycoming County offers a blend of rural and suburban experiences, with a strong presence of agriculture and suburban life. The county's economy is supported by industries such as healthcare, education, and manufacturing. Real estate migration patterns indicate that people are drawn to the county for its affordable housing, scenic landscapes, and a slower pace of life compared to urban areas.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Lycoming County
Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.
Your rate opportunity should feel clear.
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