Lyon County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Lyon County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Lyon County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Lyon County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Lyon County, Kentucky, is currently characterized as a seller's market, with homes selling relatively quickly and often at higher prices. As of October 2024, the median home sold price was $245,250, with a median price per square foot of $164. This represents a significant decrease of 42.3% from the previous month, indicating some volatility in the market. Lyon County includes several notable cities, with Eddyville and Kuttawa being among the most prominent. Eddyville serves as the county seat and has a population of approximately 2,500 residents. Kuttawa, known for its proximity to Lake Barkley, has a smaller population, contributing to the county's overall rural charm and appeal. Living in Lyon County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, providing a peaceful environment for residents. Top industries include agriculture, tourism, and small-scale manufacturing. The county attracts new residents seeking a quieter lifestyle, affordable housing, and the natural beauty of the surrounding lakes and parks, which are ideal for outdoor activities.
Refinancing in Lyon County
Common questions about 2026 loan limits and refinancing opportunities in Kentucky.
Your rate opportunity should feel clear.
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