Lyon County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Lyon County, Nevada. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Lyon County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Lyon County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Lyon County, NV, has shown steady growth, with the median household value rising to $399,000 in 2024. The county’s proximity to larger cities like Reno and Carson City has driven demand, particularly in suburban and semi-rural areas. The largest city is Fernley, with a population of around 22,000. Other notable towns include Yerington (3,100) and Dayton (15,000). These communities have seen growth due to their proximity to job opportunities in the Reno area. Lyon County offers a mix of suburban and rural living. Agriculture, particularly farming and ranching, remains a key industry, although the county is seeing increasing residential development. The proximity to urban centers makes it a popular choice for commuters looking for a quieter lifestyle.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Lyon County
Common questions about 2026 loan limits and refinancing opportunities in Nevada.
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