WI mortgage rates

Marathon County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marathon County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marathon County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marathon County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marathon

A local view of the market.

The real estate market in Marathon County, Wisconsin, is experiencing a slight decline in home prices. As of October 2024, the median listing home price was $275,000, which represents a 1.8% decrease from the previous year. The median sold home price was slightly lower at $272,000, indicating a balanced market where homes are generally selling for close to their listing prices. Marathon County includes several notable cities, with Wausau being the largest. Wausau has a population of approximately 39,000 and serves as a central hub for the county. Other significant cities include Weston, with a population of about 15,000, and Mosinee, which has around 4,000 residents. These cities contribute to the county's diverse urban and suburban landscape. Living in Marathon County offers a mix of rural and suburban experiences, with a strong presence of agriculture and farming. The county's economy is supported by industries such as manufacturing, healthcare, and retail. Many people are drawn to Marathon County for its affordable housing and quality of life, which includes access to outdoor recreational activities and a close-knit community atmosphere. The county's blend of rural charm and suburban convenience makes it an attractive destination for those seeking a balanced lifestyle.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWausau-WestonMapped market area
Area code48140CBSA / MSA reference
Featured communityWausauFrom the county record
Data year2026Aligned with this limit record
Wausau
Top cities & communities

Communities to explore.

Wausau
Questions & Answers

Refinancing in Marathon County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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