CA mortgage rates

Marin County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marin County, California. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marin County

Conforming Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

FHA Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marin County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marin

A local view of the market.

Marin County, CA, has a very competitive real estate market, with median home values around $1.5 million in 2024. Its scenic location near San Francisco makes it a desirable location for affluent buyers. San Rafael, the largest city, has a population of about 61,000, while Mill Valley and Novato each have around 14,000 and 53,000 residents, respectively. Marin County offers an affluent suburban lifestyle with an economy based on technology, healthcare, and retail. Known for its natural beauty, parks, and affluent communities, it attracts professionals and families seeking scenic living near San Francisco.

County snapshot

Market context.

CA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSan Francisco-Oakland-BerkeleyMapped market area
Area code41860CBSA / MSA reference
Featured communitiesNovato · San RafaelFrom the county record
Data year2026Aligned with this limit record
NovatoSan Rafael
Top cities & communities

Communities to explore.

NovatoSan Rafael
Questions & Answers

Refinancing in Marin County

Common questions about 2026 loan limits and refinancing opportunities in California.

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