FL mortgage rates

Marion County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marion County, Florida. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marion County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marion County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marion

A local view of the market.

Marion County, FL, has a growing real estate market, with median home values around $300,000 in 2024. Known for its equestrian communities, it attracts families, retirees, and horse enthusiasts. Ocala, the county’s largest city, has a population of around 63,000 and is known as the “Horse Capital of the World” for its large horse-breeding and training industry. Marion County offers a rural-suburban lifestyle with an economy centered on agriculture, healthcare, and retail. Its affordable housing, equestrian culture, and scenic landscape make it popular among those looking for a blend of suburban living and open spaces.

County snapshot

Market context.

FL

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaOcalaMapped market area
Area code36100CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Marion County

Common questions about 2026 loan limits and refinancing opportunities in Florida.

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