MS mortgage rates

Marion County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marion County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Marion County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Mississippi counties
Refinance Payment Estimate

Estimate Your Refinance in Marion County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marion

A local view of the market.

Marion County, Mississippi, has a real estate market characterized by affordable housing options. As of October 2024, the median listing home price in the county was $149,000, with a median price per square foot of $85. This represents a significant decrease of 36.5% year-over-year, indicating a buyer-friendly market with potential opportunities for investment. The county comprises several cities, with Columbia being the largest and most prominent. Columbia has a median listing home price of $139,000 and offers a variety of affordable homes and large lots. Other notable cities include Foxworth, with a median home price of $137,300, and Sandy Hook, which is the most expensive city in the county with a median home price of $275,000. Living in Marion County provides a mix of rural and suburban experiences, with a strong emphasis on agriculture and farming. The area is known for its agricultural industries, which play a significant role in the local economy. Many residents appreciate the rural lifestyle, which offers a peaceful environment away from the hustle and bustle of urban life. The county attracts people looking for affordable housing and a slower pace of life, contributing to a steady migration pattern of those seeking a more relaxed and community-focused living experience.

Questions & Answers

Refinancing in Marion County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.