OH mortgage rates

Marion County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marion County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marion County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marion County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marion

A local view of the market.

Marion County, Ohio, has a dynamic real estate market with a median listing home price of $175,000 as of October 2024. This price reflects a stable trend compared to the previous year, with the median price per square foot at $132. Homes in the county typically sell for a median price of $185,000, indicating a balanced market where supply and demand are relatively equal. The county includes several notable cities, with Marion being the largest, featuring a median home price of $169,000. Prospect is another significant city, with a higher median listing price of $299,900, reflecting its more upscale market. Caledonia offers more affordable options with a median price of $167,400, making it an attractive choice for budget-conscious buyers. Living in Marion County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms, contributing to its rural charm, while suburban areas provide modern amenities and conveniences. Key industries include manufacturing and agriculture, attracting new residents seeking employment opportunities and a quieter lifestyle. Migration patterns suggest people are moving to Marion County for its affordable housing and the balance of rural and suburban living.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMarionMapped market area
Area code32020CBSA / MSA reference
Featured communityMarionFrom the county record
Data year2026Aligned with this limit record
Marion
Top cities & communities

Communities to explore.

Marion
Questions & Answers

Refinancing in Marion County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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