OR mortgage rates

Marion County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marion County, Oregon. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marion County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marion County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marion

A local view of the market.

Marion County, Oregon's real estate market is experiencing a steady growth trend. As of October 2024, the median listing home price in the county was approximately $494,400, reflecting a 4.1% increase from the previous year. The median sold home price was slightly lower at $429,900, indicating a balanced market where homes are generally selling close to their listing prices. The county is home to several prominent cities, with Salem being the largest, boasting a population of around 175,000 residents. Keizer follows with a population of approximately 39,000, while Woodburn and Silverton have populations of about 26,000 and 10,000, respectively. These cities offer diverse living experiences, from bustling urban centers to more tranquil suburban settings. Living in Marion County provides a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is known for its fertile farmland, supporting industries like agriculture and food processing. Suburban life is vibrant, with many residents drawn to the area for its affordable housing and quality of life. Migration patterns suggest that people are moving to Marion County for its economic opportunities and the appeal of a balanced lifestyle that combines rural charm with suburban convenience.

County snapshot

Market context.

OR

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSalemMapped market area
Area code41420CBSA / MSA reference
Featured communitiesSalem · Keizer · WoodburnFrom the county record
Data year2026Aligned with this limit record
SalemKeizerWoodburn
Top cities & communities

Communities to explore.

SalemKeizerWoodburn
Questions & Answers

Refinancing in Marion County

Common questions about 2026 loan limits and refinancing opportunities in Oregon.

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