TN mortgage rates

Marion County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marion County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Get Free Refinance Alerts Check a live rate
Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Marion County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Tennessee counties
Refinance Payment Estimate

Estimate Your Refinance in Marion County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
Get Free Rate Alerts

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marion

A local view of the market.

The real estate market in Marion County, Tennessee, is currently experiencing a seller's market, with a median home sold price of $301,212 as of October 2024. This represents an increase of 11.6% from the previous year, with the median price per square foot at $179. Marion County's top cities include Jasper, South Pittsburg, and Kimball. Jasper, the county seat, has a population of approximately 3,616, while South Pittsburg has around 3,097 residents. Kimball is smaller, with a population of about 1,551. Living in Marion County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and outdoor activities. The area is known for its scenic landscapes and is attractive to those seeking a quieter lifestyle away from urban centers. The top industries include manufacturing and agriculture, and the county is seeing migration from urban areas as people seek more spacious living environments and a lower cost of living.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaChattanoogaMapped market area
Area code16860CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Marion County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.

Get Free Refinance Alerts Get a Live Rate Quote