TX mortgage rates

Marion County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marion County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marion County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marion County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marion

A local view of the market.

The real estate market in Marion County, Texas, has seen a decline in home prices over the past year. As of October 2024, the median listing home price was $245,000, which represents an 18.3% decrease year-over-year. The median price per square foot was $141, and homes typically spend an average of 94 days on the market before being sold. Marion County includes three cities: Jefferson, Smithland, and Pine Harbor. Jefferson is the largest city, with a median listing home price of $254,500 and a listing price per square foot of $144. Smithland shares a similar median listing price of $254,500, while Pine Harbor is more affordable, with a median listing price of $105,500. Living in Marion County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's rural charm and lower cost of living attract people seeking a quieter lifestyle away from urban centers. The top industries include agriculture, tourism, and small businesses, with many residents moving to the area for its scenic beauty and historical significance, particularly in Jefferson, known for its well-preserved 19th-century architecture.

Questions & Answers

Refinancing in Marion County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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