MI mortgage rates

Marquette County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marquette County, Michigan. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marquette County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marquette County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marquette

A local view of the market.

Marquette County, Michigan, has a dynamic real estate market with a median home sold price of $239,500 as of October 2024. This reflects a slight decrease of 2.2% from the previous month, with homes selling at a median price of $202 per square foot. The county remains a seller's market, indicating that demand continues to outpace supply, leading to quicker sales and potentially higher prices. The county is home to several prominent cities, including Marquette, Ishpeming, and Negaunee. Marquette, the largest city, has a population of approximately 20,000 and serves as the county seat. Ishpeming and Negaunee, with populations of around 6,500 and 4,500 respectively, are known for their rich mining history and vibrant communities. Living in Marquette County offers a blend of rural and suburban experiences, with vast areas dedicated to agriculture and forestry. The county's economy is supported by industries such as education, healthcare, and tourism, attracting individuals seeking a balanced lifestyle with access to natural beauty and outdoor activities. The migration patterns suggest that people are drawn to the county for its scenic landscapes, recreational opportunities, and the appeal of a quieter, community-focused life.

County snapshot

Market context.

MI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMarquetteMapped market area
Area code32100CBSA / MSA reference
Featured communityMarquetteFrom the county record
Data year2026Aligned with this limit record
Marquette
Top cities & communities

Communities to explore.

Marquette
Questions & Answers

Refinancing in Marquette County

Common questions about 2026 loan limits and refinancing opportunities in Michigan.

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