AL mortgage rates

Marshall County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marshall County, Alabama. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marshall County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marshall County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marshall

A local view of the market.

Marshall County, AL, has experienced steady growth in its real estate market, with median home values around $309,000 in 2024. The county’s location along Lake Guntersville makes it popular with homebuyers seeking scenic views and recreational opportunities. Guntersville, the county seat, has a population of about 8,500. Other notable cities include Albertville (population 22,500) and Arab (population 8,300). Marshall County offers a blend of suburban and rural settings, with a local economy focused on manufacturing, tourism, and retail. The area is ideal for families and retirees who enjoy lake access, outdoor activities, and a tight-knit community.

County snapshot

Market context.

AL

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAlbertvilleMapped market area
Area code10700CBSA / MSA reference
Featured communityAlbertvilleFrom the county record
Data year2026Aligned with this limit record
Albertville
Top cities & communities

Communities to explore.

Albertville
Questions & Answers

Refinancing in Marshall County

Common questions about 2026 loan limits and refinancing opportunities in Alabama.

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