KY mortgage rates

Marshall County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marshall County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marshall County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marshall County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marshall

A local view of the market.

Marshall County, Kentucky, has seen a stable real estate market with the average home value currently at $158,838, reflecting a 3.7% increase over the past year. This growth indicates a steady demand for housing in the area, making it an attractive option for potential homebuyers. The county is home to several notable cities, including Benton, which serves as the county seat. Benton has a population of approximately 4,500 residents. Another significant city is Calvert City, known for its industrial base, with a population of around 2,500 people. These cities contribute to the county's economic and cultural landscape, offering a mix of small-town charm and industrial opportunities. Living in Marshall County offers a blend of rural and suburban experiences. The area is characterized by its agricultural roots, with farming playing a significant role in the local economy. Residents enjoy a peaceful lifestyle with access to suburban amenities, making it appealing for those seeking a balance between rural tranquility and suburban convenience. The county's top industries include manufacturing and agriculture, attracting people looking for job opportunities and a quieter lifestyle away from urban centers.

Questions & Answers

Refinancing in Marshall County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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