MS mortgage rates

Marshall County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Marshall County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Marshall County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Marshall County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Marshall

A local view of the market.

The real estate market in Marshall County, Mississippi, is experiencing growth, with the median listing home price reaching $324,000 as of October 2024, marking an 8.2% increase from the previous year. The median price per square foot is $163, and homes typically sell for around $340,000. Marshall County includes several notable cities, with Holly Springs and Byhalia being among the largest. Holly Springs has a population of approximately 7,600, while Byhalia is smaller, with around 1,300 residents. These cities serve as central hubs for the county, offering a mix of suburban and rural living environments. Living in Marshall County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is characterized by its open spaces and farmland, appealing to those seeking a quieter, more rural lifestyle. Key industries include agriculture and manufacturing, and the area has seen migration from urban centers as people seek more space and a lower cost of living.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMemphisMapped market area
Area code32820CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Marshall County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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