WA mortgage rates

Mason County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Mason County, Washington. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Mason County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Mason County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Mason

A local view of the market.

The real estate market in Mason County, Washington, is experiencing a seller's market, with the median home sold price at $419,393 as of October 2024, reflecting a 4.8% increase from the previous year. The median price per square foot stands at $280. Shelton, the county seat, is the largest city with a population of approximately 10,000. Belfair, another notable community, has around 4,000 residents. Hoodsport and Allyn are smaller towns, each with populations under 1,000, offering a more rural lifestyle. Mason County offers a mix of rural and suburban living, with significant areas dedicated to agriculture and forestry. The county's economy is supported by industries such as timber, aquaculture, and tourism, attracting those seeking a quieter lifestyle with access to outdoor recreational activities. The area's natural beauty and lower cost of living compared to urban centers are key factors driving migration to the county.

County snapshot

Market context.

WA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSheltonMapped market area
Area code43220CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Mason County

Common questions about 2026 loan limits and refinancing opportunities in Washington.

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