OK mortgage rates

Mayes County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Mayes County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Mayes County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Mayes County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Mayes

A local view of the market.

Mayes County, Oklahoma, has seen a steady increase in real estate values, with the median sold price reaching $218,160 in October 2024, reflecting a 4.4% rise from the previous year. The market remains a seller's market, indicating that homes are selling relatively quickly and often above asking prices. The county is home to several notable cities, including Pryor Creek, with a population of approximately 9,500, and Locust Grove, which has around 1,400 residents. These cities serve as central hubs for commerce and community life within the county. Living in Mayes County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, providing a peaceful environment. Many residents are drawn to the area for its affordable housing and the opportunity to enjoy a quieter lifestyle, away from the hustle and bustle of larger cities.

Questions & Answers

Refinancing in Mayes County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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