SC mortgage rates

Mccormick County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Mccormick County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Mccormick County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Mccormick County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Mccormick

A local view of the market.

The real estate market in McCormick County, South Carolina, has experienced significant changes recently. As of October 2024, the median home list price reached $546,700, marking a 37% increase from the previous year. The median price per square foot is $176, reflecting a robust market trend. McCormick County comprises several small towns, with McCormick being the largest. The town of McCormick has a population of approximately 2,500 residents. Other notable towns include Clarks Hill, Plum Branch, and Modoc, each with smaller populations but contributing to the county's overall rural charm. Living in McCormick County offers a predominantly rural lifestyle, with a mix of suburban elements. The area is known for its agricultural activities, with farming playing a significant role in the local economy. The county's top industries include agriculture and manufacturing, attracting residents seeking a quieter, more laid-back lifestyle. Migration patterns suggest that people are moving to McCormick County for its affordable housing and the appeal of a rural setting with access to natural amenities like lakes and forests.

Questions & Answers

Refinancing in Mccormick County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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