Mclennan County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Mclennan County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Mclennan County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Mclennan County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in McLennan County, Texas, has seen a slight decline, with the average home value at $262,439, down 0.2% over the past year. Homes typically go to pending in about 42 days, indicating a relatively stable market despite the minor decrease in home values. Waco is the largest city in McLennan County, with a population of approximately 140,541. Other notable cities include Hewitt, with a population of 16,071, Bellmead with 10,511 residents, and Woodway, home to about 9,422 people. Living in McLennan County offers a mix of rural and suburban experiences. While the county is relatively rural with many small towns, Waco provides a dense suburban feel. The region's economy is supported by industries such as manufacturing and food production, with major employers including Alco Fastening Systems and Cargill Foods. People may be drawn to the county for its affordable living and the balance of rural charm with suburban amenities.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Mclennan County
Common questions about 2026 loan limits and refinancing opportunities in Texas.
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