MN mortgage rates

Mcleod County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Mcleod County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Mcleod County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Mcleod County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Mcleod

A local view of the market.

The real estate market in McLeod County, Minnesota, has seen some fluctuations recently. As of September 2024, the median sale price for homes was approximately $230,000, reflecting a 4.3% decrease from the previous year. Homes in the area typically sell within 14 days, indicating a relatively brisk market pace. McLeod County is home to several notable cities, including Hutchinson, Glencoe, and Winsted. Hutchinson, the largest city in the county, has a population of around 14,000 residents. Glencoe follows with approximately 5,500 residents, and Winsted has a population of about 2,300. These cities serve as central hubs for commerce and community activities within the county. Living in McLeod County offers a blend of rural and suburban experiences. The area is characterized by its agricultural roots, with farming being a significant part of the local economy. Suburban life is also prominent, particularly in cities like Hutchinson, which provides amenities and services typical of larger towns. The county attracts individuals seeking a quieter lifestyle with access to both agricultural and suburban settings, making it appealing for those looking to escape the hustle of urban centers.

County snapshot

Market context.

MN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHutchinsonMapped market area
Area code26780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Mcleod County

Common questions about 2026 loan limits and refinancing opportunities in Minnesota.

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