OH mortgage rates

Medina County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Medina County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Medina County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Medina County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Medina

A local view of the market.

Medina County, Ohio, has a dynamic real estate market with a median home price of $349,094 as of October 2024, reflecting a 4.5% increase from the previous year. The market is characterized as a seller's market, meaning demand is high, and homes tend to sell quickly. The county includes notable cities such as Medina, Brunswick, and Wadsworth. Medina, the county seat, has a population of approximately 26,000, while Brunswick is the largest city with around 34,000 residents. Wadsworth, another significant city, has a population of about 24,000. Medina County offers a mix of rural and suburban living, with a strong emphasis on agriculture and suburban life. The top industries include manufacturing, healthcare, and retail. The county attracts new residents due to its blend of rural charm and suburban convenience, along with its proximity to larger cities like Cleveland and Akron, making it an appealing location for those seeking a balance between country and city life.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCleveland-ElyriaMapped market area
Area code17460CBSA / MSA reference
Featured communitiesMedina · Wadsworth · BrunswickFrom the county record
Data year2026Aligned with this limit record
MedinaWadsworthBrunswick
Top cities & communities

Communities to explore.

MedinaWadsworthBrunswick
Questions & Answers

Refinancing in Medina County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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