TX mortgage rates

Medina County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Medina County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Medina County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$557,750
2 units$714,000
3 units$863,100
4 units$1,072,600

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Medina County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Medina

A local view of the market.

Medina County, Texas, has seen a dynamic real estate market in 2024, with the median listing home price reaching $489,900, reflecting a 9.1% increase from the previous year. The average home value is approximately $311,845, showing a slight increase of 0.1% over the past year. The top cities in Medina County include Hondo, with a population of 8,942, followed by Devine with 4,662 residents, Castroville with 3,201, and Natalia with 1,380. Living in Medina County offers a mix of rural and suburban experiences, with agriculture, oil, and gas being the primary industries. The county is experiencing a shift as farm and ranch lands are rapidly being subdivided, which may attract people seeking a blend of rural charm and suburban convenience.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSan Antonio-New BraunfelsMapped market area
Area code41700CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Medina County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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