PA mortgage rates

Mifflin County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Mifflin County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Mifflin County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Mifflin County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Mifflin

A local view of the market.

The real estate market in Mifflin County, Pennsylvania, has seen some fluctuations over the past year. As of October 2024, the median home sold price in the county was $156,133, which represents a 2.4% decrease from the previous year. This indicates a slight cooling in the market, although it remains a seller's market, with homes selling relatively quickly and often above asking prices. Lewistown is the largest city in Mifflin County, with a population of approximately 8,368. Other notable areas include Granville Township, with a population of 4,566, and Brown Township, which has about 4,146 residents. These areas provide a mix of suburban and rural living environments. Living in Mifflin County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and small towns, providing a peaceful, community-oriented lifestyle. Many people are drawn to Mifflin County for its affordable housing and the opportunity to enjoy a quieter, more rural way of life while still having access to suburban amenities. The top industries include manufacturing, healthcare, and retail, which support the local economy and provide employment opportunities for residents.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLewistownMapped market area
Area code30380CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Mifflin County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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