WI mortgage rates

Milwaukee County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Milwaukee County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Milwaukee County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Milwaukee County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Milwaukee

A local view of the market.

Milwaukee County, Wisconsin's real estate market is experiencing a notable increase in home values. As of October 2024, the median listing home price in Milwaukee was approximately $219,900, reflecting a 22.8% increase year-over-year. The average home value across the county is about $263,735, which has risen by 6.1% over the past year, with homes typically going to pending status in around 17 days. Milwaukee County is home to several prominent cities, including Milwaukee, the largest city with a population of over 590,000. Other notable cities include West Allis, with a population of approximately 60,000, and Wauwatosa, which has around 48,000 residents. These cities contribute significantly to the county's economic and cultural landscape. Living in Milwaukee County offers a mix of urban and suburban experiences, with a strong emphasis on suburban life. The county is predominantly suburban, with limited rural areas, and agriculture is not a major industry. Key industries include manufacturing, healthcare, and education, which attract people to the area for employment opportunities. The county's diverse real estate options and economic opportunities make it an appealing destination for those seeking a balanced lifestyle with access to urban amenities and suburban tranquility.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMilwaukee-WaukeshaMapped market area
Area code33340CBSA / MSA reference
Featured communitiesSouth Milwaukee · Wauwatosa · GreenfieldFrom the county record
Data year2026Aligned with this limit record
South MilwaukeeWauwatosaGreenfield
Top cities & communities

Communities to explore.

South MilwaukeeWauwatosaGreenfieldWest AllisMilwaukeeFranklinOak Creek
Questions & Answers

Refinancing in Milwaukee County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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