CO mortgage rates

Moffat County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Moffat County, Colorado. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Moffat County

Conforming Loan Limits

Per property
1 unit$1,089,050
2 units$1,394,200
3 units$1,685,250
4 units$2,094,350

FHA Loan Limits

Per property
1 unit$1,089,050
2 units$1,394,200
3 units$1,685,250
4 units$2,094,350

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Moffat County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Moffat

A local view of the market.

Moffat County, CO, has a stable real estate market, with median home values around $368,000 in 2024. Known for its open landscapes and wildlife, it appeals to rural residents and nature enthusiasts. Craig, the largest city, has a population of around 9,000, offering a small-town environment. Moffat County offers a rural lifestyle with an economy based on agriculture, tourism, and energy. Its scenic beauty, affordability, and wide-open spaces attract residents who value a simple, nature-oriented lifestyle.

County snapshot

Market context.

CO

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCraigMapped market area
Area code18780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Moffat County

Common questions about 2026 loan limits and refinancing opportunities in Colorado.

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