PA mortgage rates

Montour County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Montour County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Montour County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Montour County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Montour

A local view of the market.

Montour County, Pennsylvania, has a dynamic real estate market with a median home sold price of $247,500 as of October 2024, reflecting a 4.3% decrease from the previous year. The median price per square foot is $163, indicating a competitive market where homes are selling at slightly lower prices than in the past year. The county includes several notable cities, with Danville being the most prominent. Danville has a population of approximately 4,699 residents and serves as the county seat. Other key areas include Mahoning Township and Valley Township, which contribute to the county's small-town charm and community-oriented lifestyle. Living in Montour County offers a blend of rural and suburban experiences, with a strong presence of agriculture and farming. The county's economy is supported by industries such as healthcare, manufacturing, and education, which attract new residents. People are drawn to Montour County for its peaceful environment, affordable housing, and the opportunity to enjoy a slower pace of life while still being connected to larger urban areas.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBloomsburg-BerwickMapped market area
Area code14100CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Montour County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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