TN mortgage rates

Moore County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Moore County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Moore County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Moore County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Moore

A local view of the market.

The real estate market in Moore County, Tennessee, is currently experiencing a neutral phase, with the median home sold price at $325,000 as of October 2024. This represents a significant decrease of 68.2% from the previous month. The average price per square foot is $214, indicating a market where prices are reasonable, and homes typically remain on the market for a standard duration. Moore County's primary city is Lynchburg, which is also the county seat. Lynchburg is known for its small-town charm and is home to the famous Jack Daniel's Distillery. The population of Lynchburg is approximately 6,000, making it the most significant urban area within the county. Other notable areas are more rural, contributing to the county's overall low population density. Living in Moore County offers a predominantly rural lifestyle, with a mix of agricultural and suburban elements. The county is known for its picturesque landscapes and agricultural activities, which are central to its economy. The top industries include agriculture, tourism, and small manufacturing. People may be drawn to Moore County for its peaceful rural environment, lower cost of living, and the appeal of small-town life, making it an attractive option for those seeking to escape the hustle and bustle of larger cities.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaTullahoma-ManchesterMapped market area
Area code46100CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Moore County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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