TX mortgage rates

Moore County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Moore County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Moore County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Moore County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Moore

A local view of the market.

Moore County, Texas, has seen a notable increase in real estate activity, with the median home price reaching $258,000 as of October 2024, reflecting a 12.2% year-over-year growth. The average home value in the county is $169,691, marking a slight increase of 0.3% over the past year. The top cities in Moore County include Dumas, Sunray, and Cactus. Dumas, the largest city, has a population of approximately 14,691 residents. Sunray follows with a smaller community, while Cactus is known for its diverse demographic makeup. Living in Moore County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is known for its farming and ranching activities, which attract residents seeking a quieter, more rural lifestyle. Additionally, the presence of industries such as oil and gas provides employment opportunities, contributing to migration patterns where people move to Moore County for job prospects and a lower cost of living compared to urban areas.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDumasMapped market area
Area code20300CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Moore County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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