Morgan County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Morgan County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Morgan County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Morgan County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
Morgan County, Tennessee, has a diverse real estate market with a median listing home price of $325,000 as of October 2024, which reflects a decrease of 5.8% from the previous year. The median price per square foot is $192, and the median home sold price is $313,900. The county is currently considered a buyer's market, indicating that the supply of homes exceeds demand. The top cities in Morgan County include Coalfield, with a population of approximately 2,861, Midtown with 1,126 residents, Wartburg with 910, and Sunbright with 521 people. These cities contribute to the county's overall population of around 21,939. Morgan County offers a predominantly rural lifestyle, with a population density of about 42.1 people per square mile. The area is known for its scenic beauty and outdoor recreational opportunities, including state parks and wildlife management areas. The primary industries in the county are health care, social assistance, and construction. The county attracts retirees and those seeking an active lifestyle due to its affordable living costs, mild climate, and low crime rates.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Morgan County
Common questions about 2026 loan limits and refinancing opportunities in Tennessee.
Your rate opportunity should feel clear.
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