MN mortgage rates

Morrison County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Morrison County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Morrison County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Morrison County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Morrison

A local view of the market.

The real estate market in Morrison County, Minnesota, has seen a notable increase in home values over the past year. As of October 2024, the median home sold price was approximately $257,956, reflecting a 7.5% increase from the previous year. This growth indicates a strong seller's market, where homes are selling relatively quickly, often above the asking price. Morrison County is home to several key cities, with Little Falls being the largest, boasting a population of around 9,116. Other significant cities include Pierz, with a population of 1,422, and Royalton, which has approximately 1,287 residents. These cities serve as central hubs for the county's economic and social activities. Living in Morrison County offers a blend of rural and suburban lifestyles, with a significant portion of the area dedicated to agriculture and farming. The county's economy is supported by industries such as manufacturing, agriculture, and retail trade. Morrison County has experienced a positive net migration rate, attracting new residents due to its affordable housing and rural charm, making it an appealing destination for those seeking a quieter, community-oriented lifestyle.

Questions & Answers

Refinancing in Morrison County

Common questions about 2026 loan limits and refinancing opportunities in Minnesota.

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