OH mortgage rates

Morrow County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Morrow County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Morrow County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$591,100
2 units$756,700
3 units$914,700
4 units$1,136,750

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Morrow County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Morrow

A local view of the market.

The real estate market in Morrow County, Ohio, has seen a notable increase in home values over the past year. As of October 2024, the median listing price for homes in the county is $299,000, reflecting a 7% increase from the previous year. This trend indicates a growing demand for housing in the area, despite a decrease in the number of homes available for sale. Morrow County comprises several small towns and communities, with Mount Gilead being the county seat and one of the more prominent areas. Mount Gilead has a population of approximately 3,600 residents, offering a quaint and close-knit community atmosphere. Other notable towns include Cardington and Marengo, each contributing to the county's overall rural charm and community-oriented lifestyle. Living in Morrow County provides a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, making it an attractive destination for those seeking a quieter, more pastoral lifestyle. The top industries in the area include agriculture and manufacturing, and the county has seen an influx of residents moving from urban areas, drawn by the affordable housing and the appeal of a more relaxed, rural environment.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaColumbusMapped market area
Area code18140CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Morrow County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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