OR mortgage rates

Morrow County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Morrow County, Oregon. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Morrow County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Morrow County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Morrow

A local view of the market.

The real estate market in Morrow County, Oregon, has seen a positive trend with the average home value reaching $297,517, marking an increase of 3.7% over the past year. This growth reflects a stable housing market, appealing to both buyers and investors looking for opportunities in the region. Morrow County includes several key cities, with Boardman and Heppner being among the most notable. Boardman, known for its growing industrial base, has a population of approximately 3,500, while Heppner, the county seat, has around 1,300 residents. These cities serve as central hubs for the county's economic and social activities. Living in Morrow County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is characterized by its expansive farmlands and agricultural industries, which attract individuals seeking a quieter, rural lifestyle. Additionally, the presence of industrial and energy sectors provides diverse employment opportunities, drawing people to the area for both its economic prospects and its serene living environment.

County snapshot

Market context.

OR

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHermiston-PendletonMapped market area
Area code25840CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Morrow County

Common questions about 2026 loan limits and refinancing opportunities in Oregon.

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