TX mortgage rates

Motley County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Motley County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Motley County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Motley County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Motley

A local view of the market.

Motley County, Texas, has a relatively affordable real estate market, with the average home value being approximately $92,555, which has seen a slight decrease of 1.1% over the past year. This indicates a stable market with potential opportunities for buyers looking for lower-priced properties. The county includes several small communities, with Matador being the county seat. Other notable towns include Roaring Springs and Flomot. These towns have small populations, reflecting the rural nature of the county, which contributes to the close-knit community atmosphere. Living in Motley County offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The area is characterized by vast open spaces, farms, and ranches, providing a peaceful environment away from urban hustle. The primary industries include farming and cattle ranching, attracting those seeking a quieter, more agrarian way of life. The migration patterns suggest that people move to Motley County for its rural charm and affordable living conditions.

Questions & Answers

Refinancing in Motley County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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