OR mortgage rates

Multnomah County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Multnomah County, Oregon. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Multnomah County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$701,500
2 units$898,050
3 units$1,085,550
4 units$1,349,050

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Multnomah County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Multnomah

A local view of the market.

The real estate market in Multnomah County, Oregon, is currently a seller's market, with a median home price of $503,647 as of October 2024. This represents a slight increase of 0.7% from the previous year, indicating steady growth in property values. Homes in the area are selling relatively quickly, with many transactions occurring above the asking price. Portland, the largest city in Multnomah County, is a major urban center with a population of over 650,000. Gresham, another significant city in the county, has a population of approximately 114,000. These cities contribute to the county's vibrant urban life and are key areas for real estate activity. Living in Multnomah County offers a mix of urban and suburban experiences, with Portland providing a bustling city environment and surrounding areas offering more suburban and rural lifestyles. The county is known for its strong tech and healthcare industries, attracting professionals and families seeking employment opportunities. Additionally, the area's natural beauty and quality of life make it an appealing destination for those relocating from other regions.

County snapshot

Market context.

OR

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPortland-Vancouver-HillsboroMapped market area
Area code38900CBSA / MSA reference
Featured communitiesGresham · PortlandFrom the county record
Data year2026Aligned with this limit record
GreshamPortland
Top cities & communities

Communities to explore.

GreshamPortland
Questions & Answers

Refinancing in Multnomah County

Common questions about 2026 loan limits and refinancing opportunities in Oregon.

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