OK mortgage rates

Murray County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Murray County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Murray County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Murray County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Murray

A local view of the market.

The real estate market in Murray County, Oklahoma, has seen some growth with the median listing home price reaching $247,000 in October 2024, marking a 5.1% increase from the previous year. The average home value in the county is approximately $154,093, which is up by 5.6% over the past year. Murray County includes several notable cities, with Sulphur being the largest. Sulphur is known for its proximity to the Chickasaw National Recreation Area and has a population of approximately 5,000 residents. Another key city is Davis, which has a population of around 2,800 and is famous for Turner Falls Park, a popular tourist destination. Living in Murray County offers a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The area is characterized by its natural beauty and outdoor recreational opportunities, making it attractive for those seeking a quieter, more rural lifestyle. The top industries in the county include agriculture, tourism, and small manufacturing, which contribute to a steady influx of residents looking for a peaceful environment and affordable housing options.

Questions & Answers

Refinancing in Murray County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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