TX mortgage rates

Navarro County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Navarro County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Navarro County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Navarro County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Navarro

A local view of the market.

The real estate market in Navarro County, Texas, has seen a notable increase in home values over the past year. As of October 2024, the median home list price is approximately $264,753, reflecting a 7.9% increase from the previous year. The average price per square foot is $158, indicating a strong demand in the housing market. Navarro County includes several key cities, with Corsicana being the largest, having a population of around 23,000. Other significant cities include Kerens and Rice, which contribute to the county's diverse community. Living in Navarro County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's top industries include manufacturing and retail, attracting people seeking a quieter lifestyle with access to urban amenities. The migration patterns suggest that people are moving to Navarro County for its affordable housing and the appeal of a more relaxed, rural environment.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCorsicanaMapped market area
Area code18620CBSA / MSA reference
Featured communityCorsicanaFrom the county record
Data year2026Aligned with this limit record
Corsicana
Top cities & communities

Communities to explore.

Corsicana
Questions & Answers

Refinancing in Navarro County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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