CT mortgage rates

New London County

Clear, current 2026 mortgage and refinance loan limits for homeowners in New London County, Connecticut. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2025 limits

2025 Mortgage Loan Limits

New London County

Conforming Loan Limits

Per property
1 unit$806,500
2 units$1,032,650
3 units$1,248,150
4 units$1,551,250

FHA Loan Limits

Per property
1 unit$524,225
2 units$671,200
3 units$811,275
4 units$1,008,300

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in New London County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About New London

A local view of the market.

New London County, CT, has a moderately priced real estate market, with median home values around $420,000 in 2024. Known for its coastal towns and maritime history, it attracts families and retirees who enjoy waterfront living. Key cities include New London, with about 27,000 residents, and Norwich, with around 39,000 residents, both offering cultural and historical attractions. New London County offers a coastal lifestyle with an economy based on tourism, healthcare, and education. Its scenic waterfront areas, maritime heritage, and proximity to the Long Island Sound appeal to families and retirees looking for a seaside community.

County snapshot

Market context.

CT

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaNorwich-New LondonMapped market area
Area code35980CBSA / MSA reference
Featured communitiesNew London · NorwichFrom the county record
Data year2025Aligned with this limit record
New LondonNorwich
Top cities & communities

Communities to explore.

New LondonNorwich
Questions & Answers

Refinancing in New London County

Common questions about 2026 loan limits and refinancing opportunities in Connecticut.

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