IN mortgage rates

Newton County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Newton County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Newton County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Newton County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Newton

A local view of the market.

Newton County, Indiana, has a real estate market characterized by a median listing home price of $249,900 as of October 2024, reflecting a 4.4% increase year-over-year. The median price per square foot is $118, and homes typically sell for around $197,000, slightly below the asking price, indicating a buyer's market. The county includes several notable cities, with Lake Village being the most expensive, having a median home price of $449,900. Kentland offers more affordable options with a median home price of $208,900. Other cities like Roselawn and Brook also contribute to the county's diversity, with median home prices of $307,500 and $138,900, respectively. Living in Newton County offers a blend of rural and suburban experiences, with a strong presence of agriculture and farming. The area is known for its agricultural industry, which attracts individuals seeking a quieter, more rural lifestyle. The county's real estate market sees migration from urban areas as people look for more space and a slower pace of life, contributing to its appeal for those interested in suburban and rural living.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaChicago-Naperville-ElginMapped market area
Area code16980CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Newton County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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