IN mortgage rates

Noble County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Noble County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Noble County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Noble County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Noble

A local view of the market.

The real estate market in Noble County, Indiana, is currently characterized as a seller's market, with a median home sold price of $209,900 as of October 2024. This represents a decrease of 16.9% from the previous month, with the median price per square foot at $152. The market conditions suggest that homes are selling faster, although prices have recently dipped. The top cities in Noble County include Kendallville, which is the largest city with a population of approximately 10,229. Other notable cities are Ligonier, with a population of about 4,623, and Avilla, which has around 2,485 residents. Albion, the county seat, has a population of about 2,223. Noble County offers a mix of rural and suburban living, with a strong presence of agriculture and manufacturing industries. The area is known for its peaceful rural settings, attracting those seeking a quieter lifestyle. The county has seen some migration patterns influenced by its affordable housing and proximity to larger urban centers, making it an appealing choice for families and retirees looking for a balance between rural charm and suburban convenience.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaKendallvilleMapped market area
Area code28340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Noble County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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