TX mortgage rates

Nolan County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Nolan County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Nolan County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Nolan County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Nolan

A local view of the market.

The real estate market in Nolan County, Texas, has seen some fluctuations recently. As of October 2024, the median home list price was $142,500, reflecting a decrease of 9.5% from the previous year. The average home value was reported at $108,461, which is down by 3.9% over the past year. Nolan County includes several cities, with Sweetwater being the largest. Sweetwater has a population of approximately 10,500 and is known for its affordable housing market, with a median listing home price of $160,000. Other notable cities include Roscoe and Blackwell, which have smaller populations but offer a range of housing options. Living in Nolan County offers a mix of rural and suburban lifestyles. The area is characterized by its agricultural roots, with farming and ranching being significant industries. The county's economy is also supported by energy production, particularly wind energy. People are drawn to Nolan County for its quiet, rural charm and the opportunity for a more affordable cost of living compared to urban areas. Migration patterns indicate that individuals and families seeking a slower-paced lifestyle and lower housing costs are moving to the county.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSweetwaterMapped market area
Area code45020CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Nolan County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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