NV mortgage rates

Nye County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Nye County, Nevada. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Nye County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Nye County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Nye

A local view of the market.

Nye County, NV, has experienced notable growth in its real estate market, with the median household value rising to $336,000 in 2024. The county’s affordability and proximity to Las Vegas have made it an attractive option for homebuyers seeking a quieter lifestyle. Pahrump is the largest city, with a population of around 40,000, making it a growing community with suburban amenities. Tonopah, a smaller town, has a population of around 2,300. Nye County offers a diverse range of living experiences, from suburban Pahrump to rural areas focused on agriculture and mining. The county is known for its wide-open spaces and affordable land, making it appealing to those seeking a quieter, more rural lifestyle while still being within reach of larger urban areas.

County snapshot

Market context.

NV

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPahrumpMapped market area
Area code37220CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Nye County

Common questions about 2026 loan limits and refinancing opportunities in Nevada.

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