WI mortgage rates

Outagamie County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Outagamie County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Outagamie County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Outagamie County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Outagamie

A local view of the market.

Outagamie County, Wisconsin's real estate market has seen a steady increase, with the average home value reaching $310,264, marking a 5.0% rise over the past year. Homes in the area typically go pending in about 44 days, indicating a relatively active market. The county is home to several prominent cities, including Appleton, which is the largest with a population of approximately 75,000. Other notable cities include Kaukauna, with around 16,000 residents, and Little Chute, which has a population of about 11,000. These cities contribute significantly to the county's vibrant community life. Living in Outagamie County offers a mix of rural and suburban experiences. The region is known for its agricultural roots, with farming playing a crucial role in the local economy. Suburban areas provide a more modern lifestyle with access to amenities and services. The top industries include manufacturing, healthcare, and education, attracting people seeking employment opportunities and a balanced lifestyle. Migration patterns indicate that people are moving to the county for its affordable housing, strong community ties, and quality of life.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAppletonMapped market area
Area code11540CBSA / MSA reference
Featured communitiesAppleton · GermanFrom the county record
Data year2026Aligned with this limit record
AppletonGerman
Top cities & communities

Communities to explore.

AppletonGerman
Questions & Answers

Refinancing in Outagamie County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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