IN mortgage rates

Parke County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Parke County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Parke County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Parke County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Parke

A local view of the market.

The real estate market in Parke County, Indiana, is currently characterized as a seller's market, with a median home sold price of $212,500 as of October 2024. This represents a significant decrease of 23.4% from the previous month, indicating some volatility in pricing. The median price per square foot is $71, suggesting affordability in comparison to more urban areas. Parke County includes several small towns, with Rockville being the largest and serving as the county seat, boasting a population of approximately 2,592. Other notable towns include Montezuma, Mecca, Rosedale, Bloomingdale, and Marshall, each contributing to the county's rural charm and community-oriented lifestyle. Living in Parke County offers a predominantly rural experience, with agriculture playing a significant role in the local economy. The county is known for its extensive farmland and natural resources, making it an attractive location for those seeking a quieter, more agrarian lifestyle. The top industries include agriculture and agribusiness, which draw individuals interested in farming and rural living. The area's appeal lies in its scenic landscapes and the opportunity for a slower-paced, community-focused way of life.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaTerre HauteMapped market area
Area code45460CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Parke County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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