TX mortgage rates

Parker County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Parker County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Parker County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$563,500
2 units$721,400
3 units$872,000
4 units$1,083,650

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Parker County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Parker

A local view of the market.

Parker County, Texas, has a robust real estate market characterized by a steady increase in home values. As of 2024, the average home value in Parker County is approximately $431,037, reflecting a modest increase of 0.3% over the past year. Homes in the area typically go to pending status within about 42 days, indicating a relatively active market. The county is home to several prominent cities, with Weatherford being the largest, boasting a population of 40,430. Other notable cities include White Settlement with 17,916 residents, Azle with 14,939, and Willow Park with a population of 7,182. Living in Parker County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and suburban life. The county is part of the Dallas-Fort Worth metropolitan area, which influences its economic landscape, with top industries including agriculture, manufacturing, and retail. Migration patterns suggest that people are drawn to Parker County for its blend of rural charm and suburban convenience, as well as its proximity to larger urban centers, offering both a peaceful lifestyle and access to urban amenities.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDallas-Fort Worth-ArlingtonMapped market area
Area code19100CBSA / MSA reference
Featured communityWeatherfordFrom the county record
Data year2026Aligned with this limit record
Weatherford
Top cities & communities

Communities to explore.

Weatherford
Questions & Answers

Refinancing in Parker County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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