OH mortgage rates

Paulding County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Paulding County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Paulding County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Paulding County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Paulding

A local view of the market.

The real estate market in Paulding County, Ohio, has seen a significant increase in home values over the past year. As of October 2024, the median home sold price was $150,500, marking an 18.3% rise from the previous year. The median price per square foot was $103, reflecting the county's growing appeal and competitive housing market. Paulding County includes several notable towns, with Paulding, Antwerp, and Oakwood being among the most prominent. Paulding, the county seat, is a small community with a population of approximately 3,500 residents. Antwerp is another key town, known for its small-town charm and a population of around 1,700. Oakwood, with its rural setting, has a population of about 600, offering a quieter lifestyle. Living in Paulding County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms, contributing to its agricultural output. Residents enjoy a peaceful lifestyle with access to suburban amenities, making it an attractive location for those seeking a balance between rural and suburban living. The top industries include agriculture, manufacturing, and retail, and the county has seen migration from urban areas as people seek more space and a slower pace of life.

Questions & Answers

Refinancing in Paulding County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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