Pearl River County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Pearl River County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Pearl River County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Pearl River County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Pearl River County, Mississippi, has seen significant changes recently. As of October 2024, the median home sold price was $405,000, reflecting a substantial increase of 47.3% from the previous month. The median listing home price was $290,000, trending up 11.6% year-over-year. Additionally, the average home value in the county is $216,765, up 5.0% over the past year. Pearl River County comprises several notable cities, with Picayune being the largest. Picayune has a median listing home price of $254,900 and is known for its affordable two-bedroom homes and quick turnover. Other significant cities include Carriere, with a median listing home price of $349,000, and Poplarville, with a median listing home price of $290,000. Living in Pearl River County offers a mix of rural and suburban experiences. The county is characterized by its agricultural roots, with many residents engaged in farming and related industries. The area provides a peaceful, rural lifestyle with the convenience of suburban amenities. The top industries include agriculture, manufacturing, and retail trade, attracting people seeking a quieter lifestyle with access to natural beauty and community-oriented living. Migration patterns suggest that people are moving to the county for its affordability, slower pace of life, and proximity to larger cities for work and leisure.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Pearl River County
Common questions about 2026 loan limits and refinancing opportunities in Mississippi.
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